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　　公式一：

SUBSTITUTE(SUBSTITUTE(IF(A1<0,"負(fù)","")&TEXT(TRUNC(ABS(ROUND(A1,2))),"[DBNum2]")&"元"&IF(ISERR(FIND(".",ROUND(A1,2))),"",TEXT(RIGHT(TRUNC(ROUND(A1,2)*10)),"[DBNum2]"))&IF(ISERR(FIND(".0",TEXT(A1,"0.00"))),"角","")&IF(LEFT(RIGHT(ROUND(A1,2),3))=".",TEXT(RIGHT(ROUND(A1,2)),"[DBNum2]")&"分",IF(ROUND(A1,2)=0,"","整")),"零元零",""),"零元","")

　　公式二：

CONCATENATE(IF(A1<0,"負(fù)",""),TEXT(IF(TRUNC(A1)=0,"",TRUNC(ABS(A1))),"[DBNum2]"),IF(INT(TRUNC(A1))=0,"","元"),TEXT(IF(OR(ABS(A1)<0.1,TRUNC(A1)=A1),"",RIGHT(TRUNC(A1*10),1)),"[DBNum2]"),IF(RIGHT(TRUNC(A1*10),1)="0","","角"),TEXT(IF(RIGHT(TRUNC(A1*100),1)="0","",RIGHT(TRUNC(A1*100),1)),"[DBNum2]"),IF(RIGHT(TRUNC(A1*100),1)="0","","分"))

　　公式三：

IF(ROUND(A1,2)=0,"",IF(ROUND(ABS(A1),2)>=1,TEXT(INT(ROUND(ABS(A1),2)),"[DBNum2]")&"元","")&IF(RIGHT(TEXT(A1,".00"),2)*1=0,"整",IF(RIGHT(TEXT(A1,".00"),4)*1>=1,IF(RIGHT(TEXT(A1,".00"),2)*1>9,"","零"),IF(ROUND(ABS(A1),2)>=1,"零",""))&IF(RIGHT(TEXT(A1,".00"),2)*1>9,TEXT(LEFT(RIGHT(TEXT(A1,".00"),2)),"[DBNum2]")&"角","")&IF(RIGHT(TEXT(A1,".00"))*1>0,TEXT(RIGHT(TEXT(A1,".00")),"[DBNum2]")&"分","整")))

　　　公式四：

IF(A1=0,"",IF(ABS(A1)<0.995,"",TEXT(INT(ROUND(ABS(A1),2)),"[DBNum2]")&"元")&IF(RIGHT(TEXT(A1,".00"),2)*1=0,IF(ABS(A1)<0.005,"","整"),TEXT(IF(ABS(A1)<0.095,"",LEFT(RIGHT(TEXT(A1,".00"),2))),"[dbnum2]")&IF(LEFT(RIGHT(TEXT(A1,".00"),2))*1=0,"","角")&IF(RIGHT(TEXT(A1,".00"))*1=0,"整",TEXT(RIGHT(TEXT(A1,".00")),"[dbnum2]")&"分")))

　　公式五：

IF(A1=0,"",IF(ABS(A1)<1,"",TEXT(TRUNC(ABS(A1)),"[DBNum2]")&"元")&IF(RIGHT(TRUNC(A1*100),2)*1=0,IF(ABS(A1)<0.01,"","整"),IF(ABS(A1)<0.1,"",TEXT(RIGHT(TRUNC(A1*10)),"[dbnum2]"))&IF(RIGHT(TRUNC(A1*10))*1=0,"","角")&IF(RIGHT(TRUNC(A1*100))*1=0,"整",TEXT(RIGHT(TRUNC(A1*100)),"[dbnum2]")&"分")))